A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch. Which Nedbank branch has branch code 198765? 198765 is the unversal payment code (i. During the week. Branch: Code: Address: FNB Aliwal North Branch: 210120: 26 Somerset Str: FNB Bankcity. REGISTERED WITH THE DEPARTMENT OF HIGHER EDUCATION AND TRAINING 2000/HE07/023. A good place to get connected! +27827507654 paarl@shofaronline. When is the Nedbank in Port Elizabeth open? Branch hours during the week: Telephone number: 413919000. e. Women - Adult Sub Only 450 ZARThe swift code for Nedbank South Africa is NEDSZAJJ, then the BSB (which we use instead of the BIC) can be either your own branch code OR the universal branch code for Nedbank, which is 198765. Reference: BBO$ + name/sabf# (minimum R750) ♠ ♥ ♣ ♦ WARNING: Avoid buying $'s in the "Shop" icon within the iPad/Android BBO App, as additional fees are added, which are substantial. Patricia. Home ; Bank Code. JJ - represents location, second digit 'J' means active code. 1. Cabine du Cap (sleeps up to 20 people) is a luxury, fully-serviced luxury retreat on 175 hectares of private land in the Klein Karoo, just outside Montagu, off the famous R62 (just 2,5 hours from. 031 904 0500. Address. Home ; Bank Code. The reference number for confirmation of payment is: SCM 13/2023 and bid documents will be made available upon provision of proof of payment. any branch) for NedbankBranch name: Parktown Account number: 1944183795 Universal branch code: 198765 Swift code: NEDSZAJJ. Malmesbury vet First National. Thank You for your contribution! Nedbank Account Name Care for Cancer Foundation Account Number 1136318240 Branch Code 198765 Branch Musgrave Reference Your Name / Cell Number Please send confirmation of payment / donation to [email protected] African Council for Educators -SACE Banking Details for Online Payments. CONTACT. Nedbank branch location at SHOP LG52, BAY WEST MALL, WALKER DRIVE EXT with address, opening hours, phone number, directions, and more with an interactive map and up-to-date information. . In most cases, one does not need a branch code when doing an ETF to another Nedbank bank account holder. This entailed replacing ceilings, waterproofing the roof, clearing gutters and resolving a sewerage blockage. Here’s a breakdown of what each part. :. List Of Universal Branch Codes: Bank : Branch Code: Absa Bank: 632005: African Bank Limited: 430000: Bank of Athens: 410506: Barclays Bank: 590000: Bidvest Bank:. Which Nedbank branch has branch code 198765? 198765 is the unversal payment code (i. za . 11 Dan Pienaar Drive, Kingsway, Amanzimtoti, South Africa, 4126. Account Name: Tshwane Technical Institution. The universal branch code for Nedbank South Africa is, 198765. CONTACT US. any branch) for NedbankThe details of NEDBANK NAMIBIA, WERNHILL AGENCY Bank Code Branch Code, SWIFT Code, SORT Code, Branch Address with phone number & other details. The swift code for Nedbank South Africa is NEDSZAJJ, then the BSB (which we use instead of the BIC) can be either your own branch code OR the universal branch code for Nedbank, which is 198765. a. Please find the universal branch codes for all the major banks. Banker’s certificate of long-term Fixed Deposits. The branch code is 198765. Branch code: 198765 Branch: Nedbank South Africa Swift code: NEDSZAJJ; Incomplete applications will be returned to the applicant and no responsibility for any inconvenience will be accepted. Capitec Bank Details; Branch Code: 470010: Routing Number* 470010000 or 198765: SWIFT Code: CABLZAJJ: IBAN: Capitec Bank account number and 470010 (e. any branch) for NedbankGive us a call on 021 809 9400, whatsapp us on 064 791 6379 or email helderberg@shofaronline. This code can be used for all branches across South Africa without issues. Click to Copy. Account type: Current account. Branch: Corporate Client Services, Johannesburg Branch Code: 198765 Swift Code: NEDSZAJJ The prospective bidder company name must be used as the payment reference. Instead of our old technique of imposed individual branch code requirement, you can now use one universal branch code that works. branch code: 198765 swift code: nedszajj ref: anonymous or your name . The Nedbank branch code is 198765. Universal Branch Codes Preferably use the universal branch codes with all payments. Delivery of bids must be made at the Departments IPP Office, Building 9, Bylsbridge Office Park, CornerBranch code: 198765 Account number: 1452 045 119 SWIFT code: NEDSZAJJ Deposit Reference: Surname and Initials Take note: If your application is not accepted or if you withdraw your application, the application fee will not be refunded. • If you prefer to make the deposit yourself, make sureThe details of NEDBANK LIMITED, NEDBANK PLETTENBERG Bank Code Branch Code, SWIFT Code, SORT Code, Branch Address with phone number & other details. 198765: NEDSZAJJXXX: Old Mutual: 462005: OMAMZAJC XXX: SA Post Bank (Post Office) 460005: SBZAZAJJ: Sasfin Bank: 683000: SASFZAJJXXX: Standard Bank: 051001:. Branch Code: 198765. Wiki User. Branch Code: 198765 Use your Flash number as the reference number . 198765: SA Post Bank (Post Office) 460005: Standard Bank: 051001: Popular Banks CHINA. Branch: Corporate Client Services, Johannesburg Branch Code: 198765 Swift Code: NEDSZAJJ NB: The prospective bidder company name must be used as the payment reference. 1st Payment is due by 24 December 2022. sweepstakes - bank details knysna sedgefield hospice bank: nedbank acc number: 1089045948 acc type: current branch code: 198765 swift code: nedszajj ref: first name and surname quick links. For all online transactions, the universal branch code for Nedbank is 198 765, and this number will guarantee that your money reaches the correct recipient as quickly as possible. Previous passport exhibiting previous travel, if any. This code is used for various banking transactions, including electronic transfers, direct deposits, and online banking. 198765: SA Post Bank (Post Office) 460005: Standard Bank: 051001: Popular Banks FIRSTRAND BANK. Branch code: 198765: Swift code: NEDSZAJJ: Thank You. LICENCE NO: NCRCP7940. Which Nedbank branch has branch code 198765? 198765 is the unversal payment code (i. 198765: SA Post Bank (Post Office) 460005: Standard Bank: 051001: Popular Banks STANDARD CHARTERED BANK SA. Which Nedbank branch has branch code 198765? 198765 is the unversal payment code (i. That universal. 76 km Aston Bay, 141. Related Posts: Regenesys Business School Student Portal Login;If you’d like to know more, email bellville@shofaronline. e. Prochorus aims to take care of the poor. account number [. Branch Code: 198765 Local & International Donations: Swift Code: NEDSZAJJ The universal branch code for Nedbank South Africa is, 198765. any branch) for Nedbank The branch code is 198765. Prochorus is a community-based organisation, which was established in 1996 and is a registered non-profit. 2A Solaris Business Centre. Which Nedbank branch has branch code 198765? 198765 is the unversal payment code (i. List Of Universal Branch Codes Bank Branch Code Absa Bank 632005 African Bank Limited 430000 Bank of Athens 410506 Barclays Bank 590000 Bidvest. BRANCH CODE. However, it is important to note that this is the universal branch code for. home; ways to give; about us. The universal branch code for Nedbank South Africa is, 198765. This letter is issuedBank: Nedbank Account Number: 1158693435 Branch: Tygervalley Branch Code: 198765EFT/RTC. Tel: +264 81 959 2222 +264 81 959 2222. LTD. Details. Find a Nedbank branch or ATM near you with the Nedbank branch locator. Our Sunday services, which start at 9:30 at 12 Dirkie Uys Street, are joyful gatherings and you’re heartily invited to join us! 021 914 1645 [email protected] +27 (0) 83 306 4396. NEDBANK LIMITED SWIFT Code Details. The universal branch code for Nedbank South Africa is, 198765. See answer (1) Best Answer. org if you’d like more info or would like to join one of our groups. Bangladesh Routing Number Finder. Account Type: Current/Cheque. ∙ 9y ago. Branch Code: 198765. A. 198765: SA Post Bank Branch Code: 460005: Standard Bank Branch Code: 051001: Tyme Bank Branch Code: 678910: As you are searching for branch codes, you should need to. Branch code: 198765 Reference: Your Name and Generator. The first four digits represent the branch, while the last two digits indicate the location. You are welcome to get in touch with us to make the necessary payment arrangements on 0860 888 886. 198765: SA Post Bank (Post Office) 460005: Standard Bank: 051001: Popular Banks ALBARAKA BANK LIMITED. Tel: +27 11 334 0404 Follow us on TwitterDurban. SWIFT Code: NEDSZAJJ • • • Please use your car licence number as reference • • Clients are requested to obtain a reference number from the municipality before depositing money in these instancesNEDBANK NAMIBIA South Africa Bank Branch Code list. Applications with outstanding proof of payment of the R100. The RFP will be available for download from 12 April 2021, after confirmation of payment of the required documentation fee. any branch) for NedbankThe details of STANDARD BANK OF S. NEDS - code assigned to NEDBANK LIMITED. ABSA: ABSA Bank Account Name: FLASH Account Number: 4072416316528 views, 25 likes, 29 loves, 40 comments, 12 shares, Facebook Watch Videos from El-Shaddai Christian Centre Pretoria Branch: Pastor MJ Ministering Topic: Faith Defining Moments For Offering and. Here is a list of universal branch codes for some South African banks: Capitec: 470010. Email Location. Which Nedbank branch has branch code 198765? 198765 is the unversal payment code (i. e. any branch) for NedbankBranch name: Parktown Account number: 1944183795 Universal branch code: 198765 Swift code: NEDSZAJJ. Bank name: Nedbank. Here are the office addresses and branch codes for ABSA. Which Nedbank branch has branch code 198765? 198765 is the unversal payment code (i. 222 026. 580105. Details. 12. Please note we are no longer selling New Platinum Passes. The universal branch code for Nedbank South Africa is, 198765. The Standard Bank Of S. Pastoral visits can also be arranged. e. The DMRE will only communicate with prospective bidders who have completed the electronic registration. Nedbank: 198765. e. Bangladesh Routing Number Finder. Company registration number 201427938307 Branch code 198765 Account type Current Account Branch name GARDENS CAPE TOWN Account opened 06/02/2014 SWIFT code NEDSZAJJ Important information If you have any questions regarding the content of this letter, please feel free to call us on 0860 555 333. Universal Branch Codes (South Africa) Bank Universal Branch Codes ABSA Bank 632005 African Bank Ltd 430000 Barclays Bank 590000 Bidvest Bank Limited 462005 Capitec Bank Ltd 470010 First National Bank 250655. Branch code: 198765 Account number: 1089 573 545 Reference number: Initial and surname together with Sygnia Client Code / South African ID number / Passport number (if foreign national) The Administrator requires proof of deposit or transfer together with receipt of the applicable documentation as set out in this form, before :Branch Code: 118602. Email Address *. Always fill in the correct outlet code number 198765. e. Instead of our old technique of imposed individual branch code requirement, you can now use one universal branch code that works. Western Cape, South Africa. Branch Code: 198765. any branch) for Nedbank What is the universal branch code for Nedbank? The universal branch code for Nedbank South Africa is, 198765. A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch. The details of ABSA, STELLENBOSCH Bank Code Branch Code, SWIFT Code, SORT Code, Branch Address with phone number & other details. 198765: SA Post Bank (Post Office) 460005: Standard Bank: 051001: Popular Banks. Sunnydale. (c) The defendant shall furnish the plaintiff with a 100% undertaking in terms of section 17(4) (a) of the Road Accident Fund Act, Act 56 of 1996 (‘the Act’), to pay the costs of future accommodation of. If you donate, please add your name or company name as a payment reference and email your contact details to Meena Parbhoo. The SWIFT code for Nedbank is NEDSZAJJ. e. The universal branch code for Nedbank South Africa is, 198765. Last 3 characters (letters or numbers) - represent the branch code (optional). Recharge2Cash. Facebook. Wiki User. Banks in South Africa. a. Ltd. NAME YOUR SUPERSTAR. Each bank branch has its code. Bank Branch Address: 3 RD FLOOR NEDBANK PLACE, 6 PRESS AVENUE, SELBY. 198765: SA Post Bank (Post Office) 460005: Standard Bank: 051001: Popular Banks HSBC. Home ; Bank Code. com •. Home ; Bank Code. a. 1004865 B. any branch) for NedbankThe universal branch code for Nedbank South Africa is, 198765. Food security, skills developmentVerity Park - PRABOA. List of Universal Branch Codes for All Banks in South Africa. No. any branch) for NedbankThe universal branch code for Nedbank South Africa is, 198765. Bank Branch: NEDBANK SOUTH AFRICA. any branch) for Nedbank. Validate an International Bank Account Number structure and lenght, identify. e. Which Nedbank branch has branch code 198765? Updated: 11/11/2022. Branch Code: 198765 Acc Type: Business Cheque Nedbank, Somerset West. Which Nedbank branch has branch code 198765? 198765 is the unversal payment code (i. KwaZulu-Natal: 14. Branch Code: 198765. NEDSZAJJ. Southern Peninsula. 261 251. The universal branch code for Nedbank South Africa is, 198765. Absa Account Number: 4107608284. The reference number for confirmation of payment is: SCM 69/2023 and quotation documents will be made available upon provision of proof of payment. Reference: Initials, Surname, Pledge. Aimtoget. Branch name: Parktown Account number: 1944183795 Universal branch code: 198765 Swift code: NEDSZAJJ. Branch Code: 198765. CRC KIMBERLEY What We Believe. Rand Merchant Bank Universal Branch Code. Check out amenities, strata restrictions, and MLS® listings of 1265 Barclay. Which Nedbank branch has branch code 198765? 198765 is the unversal payment code (i. Apart from understanding the Nedbank branch code for Electronic Fund Transfers (EFT) and mastering the single special number that allows you to complete your transaction regardless of your outlet. 198765: SA Post Bank (Post Office) 460005: Standard Bank:. Click to Copy. ALL RIGHT RESERVED @2023 - Designed by Ludet Digital. Bank code A-Z 4 letters representing the bank. 12-20 DR. The details of NEDBANK LIMITED, NORTHGATE Bank Code Branch Code, SWIFT Code, SORT Code, Branch Address with phone number & other details. All of South Africa’s major banks including Nedbank are now using the same user-friendly universal branch codes for all of their locations, the universal branch. Bank Branch Address: 108 YORK STREET, , GEORGE. What is nedbank branch name for 128605? Business Banking Western Gauteng. Nedbank George, Nedbank Ltd is one of the largest banks in South Africa; however, it is one of the newest banks to be incorporated. Please use the banking details below to give: Bank: Nedbank Account Number: 1176152858 Branch Code: 198765 International Swift Code: NEDSZAJJ. Bangladesh Routing Number . Download our menu's below. Which Nedbank branch has branch code 198765? 198765 is the unversal payment code (i. Registration number Not Applicable Branch code 198765 Account type Current Account Branch name CENTRAL GAUTENG Account opened 09/05/2000 SWIFT code NEDSZAJJ Important information If you have any questions regarding the content of this letter, please feel free to call us on 0860 555 333. The universal branch code for Nedbank South Africa is, 198765. CONTACT US FOR MORE INFORMATION. Which Nedbank branch has branch code 198765? 198765 is the unversal payment code (i. Copy. Standard Bank of SA 051001, FNB Branch Code 250655, ABSA 632005, Nedbank 198765, Capitec 470010. Want this question answered? Be notified when an answer is posted. What is nedbank universal branch code? The branch code is 198765. Categories Uncategorized. Additionally, understanding what a SWIFT code represents will help facilitate secure international money transfers through proper identification of participating banks worldwide. We have taken my time to arrange these codes for you. Pastor MJ Ministering Topic: Faith Defining Moments For Offering and Tithes: CHURCH ACCOUNT Acc No. What is nedbank universal branch code? The branch code is 198765. Branch Code: 198765 SWIFT Code: NEDSZAJJ. Bangladesh Routing Number . Bank Branch: NEDBANK SOUTH AFRICA. Bank Name: NEDBANK LIMITED. 19 km. Standby Mobile (After hours):South Africa Name: Khothatsong Association Number: 2634051794 Bank: Nedbank Branch Code: 198765 Type: savings account Swift Code (BIC): NEDSZAJJ Foster Care Name: Khothatsong Foster Care Number: 2603162640 Bank: Nedbank Branch Code: 198765 Type: savings account Swift Code (BIC): NEDSZAJJSwift Code: SBZAZAJJ: Branch Name: Montague Gardens Branch Code: 632005 Account Holder: Skaware Computing Account Number: 4075966330 Swift Code: ABSAZAJJ: Branch Name: Milnerton Branch Code: 250655 Account Holder: Skaware Computing Account Number: 62217912189 Swift code: FIRNZAJJ: Branch Name: Tokai Branch. Branch code: 198765. The Nedbank Limited , Nedbank South Africa Branch is Located in 3 Rd Floor Nedbank Place, 6 Press Avenue, Selby, GAUTENG city, South Africa. Branch code: 198765About SWIFT Codes. ABSA Ithala Bergville. buffalo . Image Source. THANK YOU . *International donations are accepted with credit and cheque cards as well as Masterpass. The SWIFT/BIC Code of Sbzazajj , Tyger Manor Branch is : SBZAZAJJ. co. Branch code: 198765. Supported Banks 1 - Absa Bank Limited (632005) 2 - African Bank Limited (430000) 3 - Bidvest Bank Limited (462005) 4 - Capitec Bank Limited (470010) 5 - Discovery Bank Limited (679000) 6 - First National Bank (FNB) (250655) 7 - FirstRand Bank (250655) 8 - Grindrod Bank Limited (223626) 9 - Investec Bank Limited (580105) 10. Fill in the right outlet code number 198765 every time. 7975. Bangladesh Routing Number Finder. , POLOKWANE Bank Code Branch Code, SWIFT Code, SORT Code, Branch Address with phone number & other details. What is the Swift code for Nedbank St Georges Mall Cape Town? Which Nedbank branch has branch code 198765? 198765 is the unversal payment code (i. Nedbank Namibia Code of Banking Practice | Ethical Banking. ∙ 11y ago. Nedbank branch code is 198765, this is the Nedbank universal code or generic branch code for Nedbank Limited. 198765. 1. any branch) for NedbankPlease confirm any information from additional websites. And be sure you have enough funds to make the transaction. About Us. Bangladesh Routing Number Finder. Search Number: << 188765 : : 208765 >>. Home ; Bank Code. PLATINUM PASS. Bangladesh Routing Number . CONTACT US FOR MORE INFORMATION. Send a message!Ackermans. The details of CAPITEC BANK LIMITED, CAPITEC BANK CPC Bank Code Branch Code, SWIFT Code, SORT Code, Branch Address with phone number & other details. 410700. Bank Deposit You are welcome to make a once-off deposit into our account in order to support Baby Hope House. Banks. Account: 62539416603. Enquiries should be directed to the Project Officer via the email at [email protected] km Blanco, 89. Account Name: Durban Marine Theme Park SOC Ltd (RF) Main Account Number: 1107821584. Branch codes are hard to keep in mind but very useful for internet banking. Nedbank branch codes can be very hard for you to find, that’s why we have decided to write an article about Nedbank branch code list to help you find the correct branch code fast and easy. Branch: Inland Garden Route. SA Post Bank (Post Office) 460005. Bangladesh Routing Number Finder. e. What is Nedbank branch code 198765? Nedbank branch code is 198765, this is the Nedbank universal code or generic branch code for Nedbank Limited. Bangladesh Routing Number . . Trending Questions If a bank buys a treasury bond from the Federal Reserve what will be the fact on the interest rate the bank charges as customers for a loan?This Nedbank branch code internet banking makes it safe and convenient. J. SWIFTCODE: NEDSZAJJ. SWIFTCODE: NEDSZAJJ. Nedbank branch codes can be very hard for. Home ; Bank Code. Address: Cr Heugh Rd & 6th Ave, Port Elizabeth. any branch) for Nedbank. : 193 303 0216 branch name: universal branch code: 198765 reference: firm seven (7) digit reference number starting with the letter f . 198765: SA Post Bank (Post Office) 460005: Standard Bank: 051001: Popular Banks FBC. Number – 123209. Branch code: 198765 Account number: 1019939648 FNB Branch code: 255005 Account number: 62177331338 STANDARD Branch code: 051001 Account number: 081126786 Dear Blu Merchant, We wish to advise you that the ABSA deposit fees will change with effect 1 November 2021. A Nedbank branch code consists of six digits. Banking Details. Country code A-Z 2 letters representing the country the bank is in. Bid Submission is scheduled for 11 August 2022, closing at 17:00. comBranch: Universal Branch Code: 198765 Account No: 190 638 45 41 Deposit Ref: FAMILY CODE. any branch) for NedbankThe universal branch code for Nedbank South Africa is, 198765. Bangladesh Routing Number Finder. Get in Touch. FNB: First National Bank Account Name: FLASH Mobile Vending (PTY) LTD Account Number: 62544397492 Branch Code: 250655 Use your Flash number as the reference number . This code is used for various banking transactions, including. Please email Proof of Purchase or Bank Receipt to mosadiegivesback@gmail. . Please find the various branch codes below, in alphabetical order: ABSA 632005 Investec 580105 Meeg Bank 471001 Nedbank 198765 Postbank 460005 What is my Nedbank branch name? List of NEDBANK LIMITED Branch Codes with address and branch details BRANCH NAME ADDRESS BRANCH CODE NEDBANK NGCOBO 206 CNR CHURCH & HIGH STREETS 100992 NEDBANK NOMZAMO. SWIFT Code. 4. , MIDDELBURG EASTERN CAPE Bank Code Branch Code, SWIFT Code, SORT Code, Branch Address with phone number & other details. , MATATIELE Bank Code Branch Code, SWIFT Code, SORT Code, Branch Address with phone number & other details. IMPORTANT: The ABSA account will no longer be active from 1 November 2019. You can find it on the bank’s website. 198765 is an Branch Code of NEDBANK LIMITED…. e. You don’t have to worry anymore. Please find the universal branch codes for all the major banks. Branch: Corporate Client Services, Johannesburg Branch Code: 198765 Swift Code: NEDSZAJJ NB: The prospective bidder company name must be used as the payment reference. As you are currently searching,. The details of ABSA, WESTGATE TVL Bank Code Branch Code, SWIFT Code, SORT Code, Branch Address with phone number & other details. 198765 is the unversal payment code (i. Business Day means any day other than a Saturday, Sunday or statutory public holiday in the Republic of South Africa; 1. The Nedbank universal code is – 198 765. Branch Name: CCS Johannesburg. Which Nedbank branch has branch code 198765? 198765 is the unversal payment code (i. Account #: 1188052888. Yours Sincerely, Nedbank Limited . You may use our universal. How much does it cost. payfast. na) 2. Bank of Athens – 410 506. Complete Reservation. zapper. ATTORNEY TRUST ACCOUNT36 views, 0 likes, 5 loves, 6 comments, 0 shares, Facebook Watch Videos from Christ InterGlobal Ministries: I tell You Capitec Account No. 198765. A/C No. Nedbank Business Center 55 Ausspannplatz, Rehobother Rd, Windhoek, NamibiaUse this code to set up as a link to your website or blog. Complete List Of South African Banks Universal Branch Codes Articles Universal Branch Codes Banking in South Africa is not so hard, even when you want to do it independently. Bank Branch: NEDBANK. Location & Status. co. The Bank Branch Code of Nedbank Limited , Midrand Csc Branch is : 101246. Home ; Bank Code. 1077628420. 678910. any branch) for NedbankThe universal branch code for Nedbank South Africa is, 198765. ADDRESS. First National Bank:. NEDBANK SPARE. Account name Ae Exploration Holdings Ltd Branch code 198765 Account type Current Account Branch name Nedbank South Africa SWIFT code NEDSZAJJ Bank name Nedbank Limited Important information To our knowledge and according to our records, the above information was true and factual on the date of issue of this letter. See answer (1) Best Answer. Once payment reflects on the municipality’s bank statement, the vehicle licence will be processed, and you can collect the disk from the respective traffic department (allow at least 3- 5 working days for this or. banking details and payment reference number can be obtained from query@ipp-renewables. 1074020421. : 1589 364864. The details of NEDBANK LIMITED, NEDBANK BAYWEST MALL Bank Code Branch Code, SWIFT Code, SORT Code, Branch Address with phone number & other details. BRANCH NAME ADDRESS CITY BRANCH CODE; NEDBANK NEW BRANCH TRAN IN: BLOCK G 6TH FLOOR NEDCOR SANDTON: GAUTENG:. any branch) for Nedbank What is the universal branch code for Nedbank? The universal branch code for Nedbank South Africa is, 198765. Prochorus aims to take care of the poor. 80% of money transfers with Wise arrive within 24 hours. sermon audio.